• Perfect for self-employed borrowers • Up to 90% LTV (no mortgage insurance) • 12- or 24-month business or personal bank statements • 2 years self-employed required • No tax returns • 1099 Option available • Non-warrantable condos are ok
• Tap into the equity without having to list or sell, and make non-contingent offers • Access up to 90% LTV minus the outstanding mortgage balance • Pre-approved at time of introduction and underwritten simultaneously with new purchase loan • Up to 6 months of interest only payments prior to selling (4.5% up to 80% LTV; 5.5% up to 90% LTV)
-Ribbon backed CASH offer to replace your financing offer -1% fee for use as long as mortgage closes on time -2.75% fee if loan does not close and Ribbon has to buy the home -6 months rental option after closing to secure financing and repurchase
• Up to 80% LTV • No employment, no income • Qualify based on property cash flow 1:1; 75% LTV 75-.99:1 • Must have a housing history and own a primary • No limit on # of properties owned • Properties can be titled in LLC • Non-warrantable condos ok
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Certified Mortgage Planners
Certified Mortgage Planners is focused on helping our clients build a strong financial position through careful management of equity, the proper use of capital, and a dedication to maximizing their rate of return.