Anthony Candalino Nmls-1376543

Mortgage Loan Originator, 386-804-6886

Proud father of four girls and two boys, Anthony’s family first lifestyle is a testament to his character, and his dedication to his career is made possible by the amazing support from his beautiful wife, Kristin. Having been in the real estate and finance industry throughout his career, Anthony brings a broad spectrum of experience and knowledge to his clients.

“We do more than throw people in loans. We help the families we serve win with money long-term. Your mortgage is a small part of that.”

With a large circle of influence within an amazing company, we can help with introductions to financial planners, insurance barriers, credit enhancement specialists, real estate agents, and much more

Kristin Vance Nmls-1624499 

Senior Mortgage Loan Originator, 407-431-8373

• Treasurer – Deland & Greater West Volusia Chamber of Commerce
• Treasurer – Women’s Council of Realtors Volusia Area
• President – Deland BNI Profit Creators
• Member – Rotary Breakfast Club

Christian wife & Mother, Kristin lives a very active life. She is a Homeschool Director, ages 9-16, sports mom, baseball coach, and animal lover of 4 dogs. Real estate investor, as a general manager and franchise owner, Kristin led upwards of 150 employees making sure she provided the mentoring and enrichment required to create a mindset of excellence in all. Kristin brings a wealth of fine service experience to each of her current life roles and accomplishes this with her strong faith in God. 

Christopher Michael Bottone Nmls-1990396

Loan Partner, 407-367-2971

 Chris, a Proud father and veteran of the finance industry is Tony’s right-hand man and the first point of contact for our team. Chris helps our clients complete the application process, follow up during the pre-approval stages, and is the Lead credit management counselor on the team! If you have a speed bump with Credit, Chris will Solve it! He also coaches and nurtures our clients that may have extended timelines for a variety of reasons!

Aime Ruedlinger Nmls-203876

Program Specialist, 321-926-4355

Aime is the backbone of the team! With the most mortgage experience, and specific training in accounting and underwriting. Aime is the GO TO when it comes to guidelines and approvability! Aime does A LOT of extra work on the front end of our pre-approval process so that our clients never have to be worried about jeopardizing their time or earnest money deposit. Some of her specialties include yet are not limited to, Self- employment income calculation, Reverse mortgage processing, Loan program specialist and many many more!

Christie O’Neal, Nmls-2245372

Loan Partner, 386-872-0298

Christie O’Neal is a licensed Mortgage Loan Originator serving Volusia County and the surrounding areas, bringing a rare blend of local insight and financial expertise to the lending process. Born and raised in New Smyrna Beach, she understands the nuances of coastal living and how they impact financing decisions, especially for luxury and waterfront properties.

With a background in aquatic and marine biology and years of experience in real estate, Christie offers borrowers a strategic advantage. Her knowledge of flood zones, insurance requirements, and waterfront considerations allows her to structure loans with clarity and foresight, helping clients avoid surprises and move confidently toward closing. She is especially skilled at guiding first-time buyers, high-end purchasers, and relocating clients through complex mortgage scenarios.

Christie is passionate about helping clients secure the right financing while preserving the character and integrity of the community she calls home. When she’s not working with borrowers, she enjoys life on the water and along the beaches of New Smyrna Beach—where her local roots continue to shape the way she serves.

Stephanie Popson

Relationship Manager, 407-461-1503

Once you find the perfect home and go under contract. That is when our whole team hands the batton to Stephanie! She is the Princess of Processing! She will take the contract and all the backup documents and prepare them and make them look all pretty for the underwriter of one fo the various different wholesalers we use. Then she also tackles all of the hundreds of requests that the underwriters ask us for. lol So you don’t have to! sometimes she may need you to update a doc or 2 so please help her with these requests within 48 hour! And Stephanie will get you to your closing celebration on time and with smooth sailing.

Billie Vance

Administrative Coordinator, 407-222-6777